All statements were self-reported to CHMI through a survey mechanism. Click Here to learn more about this initiative and see a full list of results categories and definitions.
* Strong evidence exists that CBHI provides substantial financial protection by reducing the need to borrow money or sell assets to meet the medical expenses, especially for lower income groups. Total borrowing for surgeries is 30% less and the payments made out of savings, incomes, and other sources are up to 74% less for program enrollees. [Source: Health Economics, Impact Evaluation of India's 'Yeshasnivi' Community-Based Health Insurance.]
* The number of consultations and visits to medical facility was 6–7% per cent higher for insured cooperative members than their uninsured counterparts. [Source: Health Economics, Impact Evaluation of India's 'Yeshasnivi' Community-Based Health Insurance.]
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