Center for Health Market Innovations (CHMI)

Programs

Assurances Générales du Laos (AGL)

last updated Jun 15, 2012

Overview

Implementation Partner(s): 
Allianz
Legal Status: 
Private (for-profit)
Stage: 
Existing/expansion stage

Funding

Primary Source of Funding: 
Membership/subscription fees
Summary: 

Health microinsurance product delivered using the partner-agent model.

Key program components: 

The product covers hospitalization and medical procedures, consultation fees, tests, and medications up to US$1135 (as of 2011). AGL provides 25 alternative plans tailored to specific medical needs and requirements of customers. Premiums start at 269,000 Kip/year ($33 USD) for in-patient plans, or hospitalization with overnight stays, and 328,000 Kip/year ($40 USD) for out-patient plans, or general doctor's visits.

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