Bima ya Jamii Project
Country of Operation
- Cooperative Insurance Company (CIC) of KenyaFor-profit
- National Health Insurance Fund (NHIF)Government
SummaryBima ya Jamii is a comprehensive family medical insurance cover offering medical care to uninsured Kenyans for as little as ten Kenyan Shillings a day.
The project's objective is to reduce vulnerability and improve the health of poor Kenyans through access to microinsurance. It aims to cover medical costs at more than 200 hospitals, for 200,000 low income families, in Kenya.
Key program components
The project brings together a consortium of partners to develop, test and roll out quality microinsurance products for the low-income groups, and will provide opportunity to scale up the uptake of innovative microinsurance products to reach the working poor with the main focus being on customer education.The projects objective is to reduce vulnerability and improve the health of poor Kenyans through access to microinsurance, and develop, test and roll out accessible quality microinsurance products for the low-income groups.
The main project outputs are:
a) Increase CIC’s capacity to deliver microinsuranceproducts to the target group including the development of products and internal processes.
b) Develop the capacity of delivery channels to make them efficient providers and promoters of the product.
c) Information and awareness campaigns to increase the understanding of microinsurnace by all members and clients of the selected delivery channels.
d) Increase expertise in microinsurance and create a platform for microinsurance product and process innovation.