The Changamka out-patient smartcard is a bearer card that is available retail at your nearest retailer or select supermarkets or other distribution points. The card is ready for use, upon purchase, at any of more than 30 accredited medical establishments in Nairobi and environs, Kikuyu and Mombasa. The card provides a wallet for pre-paid purchases of health care which is available in a pre-determined price-contracted packages containing
b]. One laboratory test
c]. Drugs, for a broad range of diseases.
The card is sold for Kshs. 500/= and comes pre-loaded with Kshs. 450/=t and the bearer can then top-up [save] at any time for any amount using M-PESA for use by any bearer. Features include:
•No expiry date
•Treatment package cost KSh 450/- or 730/- depending on choice of Medical Provider
•PIN for reporting in case of loss
•No savings limit
•Medical Providers within all high population zones in Nairobi, Mombasa, Kikuyu and Naivasha.
•Quality Assured clinics
The bearer procures services at discount prices whilst the Medical Providers benefits from the increased numbers, assured and timely payments every fortnight free of administrative costs.
The Maternity card is a pre-paid card that allows the bearer to obtain ante-natal, maternity and post-natal services at listed prices in participating Maternity facilities. The card is available at participating Hospitals for KSh 250/- and can be topped up by M-PESA or at the hospital terminal. The bearer, therefore, has up to 9 months in which to save up the amount required for maternity at their facility of choice as long as it is accredited. Currently tenable at Pumwani Maternity Hospital the card will be rolled out to facilities in the rest of the country in 2011. The maternity card provides a dedicated savings mechanism for the mother to be that is convenient, safe, affordable and user friendly, and is subsequently usable for out-patient care. The cardholder may get a discount on listed prices depending on the program.
SMARTCARD FOR THIRD PARTY PAYERS SCHEMES
Changamka seeks to provide the electronic administration platform for all available voucher programs in healthcare, maternal healthcare, hunger alleviation and education vouchers in Kenya and the Region.
i) Voucher program sponsors
ii) Voucher program Advisors
iii) Voucher program Management Agencies
iv) Third Party Payers e.g. Corporate CSR
This product is aimed primarily at Various Reproductive Health Schemes that utilize vouchers to facilitate service delivery to holders at designated Hospitals.
Changamkas voucher model is based on fees for usage of a percentage of the aggregate monthly cards usage. After maternity the card provides continuity into the Changamka out-patient [and later insured in-patient] scheme.
Changamka engages institutions; particularly Universitieswho run their own clinics for student healthcare and are seeking a mechanism for administration of the scheme. The Changamka Smartcard is an ideal vehicle for monitoring and control of usage of such schemes with a minimum of administration in a paperless environment.
Our experience indicates that as much as 30% savings on administrative costs can be achieved using the Changamka platform and smartcards.