Country of Operation
Target income level
- Bottom 20%
SummaryCUMO Microfinance's health insurance scheme is delivered using a partner-agent model. The scheme covers hospitalization, offers one-time financial support payment when hospitalized, and covers loan while the client is hospitalized.
Key program components
The policy covers only the microfinance client between the ages of 18 and 65. There are no exclusions, and no client is forced to take an HIV/AIDS test or declare his/her HIV/AIDS status. The premium is collected as part of the client's loan. Program has served 40,879 clients.