Garment Manufacturers’ Association of Cambodia
Country of Operation
- Health Insurance ProjectNot-for-profit
- NSSF (National Social Security Fund)Government
SummaryThe Garment Manufacturers' Association of Cambodia provides garment workers comprehensive coverage from basic health care to complicated surgeries in contracted public health facilities. The coverage is subsidized by the employers.
The project aims to cover up to 20,000 garment sector workers during the project period before the health insurance programme is transferred (totally or in part) to the National Social Security Fund (NSSF). NSSF will then make the participation in this insurance programme by the formal sector workers compulsory and be in charge of the management of health insurance programme going forward.
Key program components
With a premium of US$1.60 per worker per month, which is 50% co-funded by employers that are part of the Garment Manufacturers’ Association of Cambodia, the voluntary group health insurance scheme provides comprehensive coverage of medical services, from basic health care to complicated surgeries in contracted public health facilities, in and around Phnom Penh. As of 2013, the health microinsurance scheme is undergoing operational processes refinements so that it can be transferred to the National Social Security Fund (NSSF) for inclusion as a part of the government’s social security provision for the formal sector. The Garment Manufacturers' Association of Cambodia had served 5,000 clients as of mid 2011.