Center for Health Market Innovations (CHMI)

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Kalaignar Insurance Scheme

last updated Nov 29, 2011

Program Type
- Financing Care › Government health insurance
- Enhancing Processes › Information technology
Health Focus
- General Primary Care
- General Secondary/Tertiary Care

Target Geography Urban/Peri-Urban/Rural
Target Population General population

Overview

Implementing organization:

Star Insurance

Implementation Partner(s):

Government of Tamil Nadu

Legal Status:

State/government

Year Launched:

2009

Stage:

Existing/expansion stage

Income Level of Target Population:

Bottom 20%

Funding

Primary Source of Funding:

Government

Technology

Technology Used:

Unique ID (biometric/barcode scanner, etc.)

Technology Purpose:

Improving Data Management

Scale

Number of Clients Served:

1.43 crore families enrolled

Number of Facilities Operated/Networked:

6 hospitals in each district and 15 hospitals in each major city

Summary:

22% of the citizens of Tamil Nadu, India, are living below the poverty line. The government in contract with Star Insurance has put in place an insurance program for families identified as having RS 72,000 or less annually.

Key program components:

Those who qualify for the program will receive a biometric smart card with the medical details of the family encrypted in it. Patients are able to attend hospitals who are contracted with the program and use completely cashless transactions up to their insurance limit. The program covers 51 life saving treatments, as well as emergency care. Patients are additionally able to receive referrals from primary health centers through the scheme.

Location

Country of OperationIndia

City/Village of Operation

Province/State(s) of Operation
Tamil Nadu

Contact Information

Website

http://www.starhealth.in/health-insurance

Survey Information

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The Center for Health Market Innovations (CHMI) promotes programs, policies and practices that make quality health care delivered by private organizations affordable and accessible to the world’s poor. Operated through a global network of partners since 2010, CHMI is managed by the Results for Development Institute. CHMI is funded by the Department for International Development (DFID), the Bill & Melinda Gates Foundation, and the Rockefeller Foundation.

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