Center for Health Market Innovations (CHMI)

Programs

Kitovu Community Health Insurance Scheme

last updated Jun 22, 2012

Overview

Implementing organization: 
Kitovu hospital
Implementation Partner(s): 
Katimba hospital
Legal Status: 
Private (not-for-profit)
Year Launched: 
1998
Stage: 
Existing/expansion stage
Income Level of Target Population: 
All income levels

Funding

Primary Source of Funding: 
Donor
Additional Source(s) of Funding: 
Membership/subscription fees
Funders: 
Cordaid

Scale

Number of Clients Served: 
Kitovu branch has 3446 clients, Katimba branch has 1336 clients and Nkoni branch has 420 clients.
Number of Facilities Operated/Networked: 
3 schemes/ branches
Upscaling: 
The scheme has expanded to two lower level units: Katimba in 2007 and to Nkoni in 2009 and is currently preparing to expand to third lower level units in order to make a diocese-wide scheme
Summary: 

Kitovu Community Health Insurance Scheme is an insurance program subsidized by Cordaid that provides medical cover for both inpatient and outpatient services.

Program goals/rationale: 

The scheme aims to promote equity among all classes of people so that the poor can access expensive medical care at affordable fees which they otherwise would not have been able to afford with out help from health insurance.

Key program components: 

A family of 1-5 people pays a full premium of Ugshs 9,600 (USD $3.84) in Kitovu, Ugshs 6,000 (USD $2.4) in Katimba and Ugshs 10,000 (USD $4) in Nkoni per person annually; with each additional person paying half the premium. In addition, Katimba and Nkoni make referrals to Kitovu Hospital at no extra cost.

Cordaid funds the operational, sensitization and prevention activities of the scheme and also pays a premium subsidy of Ugshs 2500 (USD $4) per member annually, as well as a full premium for the poorest of the poor.

The scheme provides insecticide treated mosquito nets to members at an advantageous price and also give health talks to help control malaria.

Program history: 

Kitovu Community Health Insurance Scheme formally known as Kitovu Patients Prepayment scheme was opened in 1998 with funding from DFID as one of the many schemes established in the counrty to enable the poor and low income earners to access medical care without paying large sums of money.

The scheme is made up of 3 sub schemes/ branches which include Kitovu hospital scheme which was opened in October 1998, Katimba Lower Level Unit (LLU) scheme (health center 3) which was opened in October 2007 and Nkoni LLU scheme (health center 3) which was opened in February 2010.

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