Center for Health Market Innovations (CHMI)

Programs

Naya Jeevan

last updated Feb 6, 2012

Overview

Legal Status: 
Stage: 
Existing/expansion stage

Funding

Primary Source of Funding: 
Donor
Additional Source(s) of Funding: 
In-kind contributions

Technology

Technology Used: 
Phones › Voice
Technology Purpose: 
Extending Geographic Access

Scale

Personnel Employed: 
10-49
Number of Clients Served: 
15,632 end beneficiaries enrolled in 2011
Number of Facilities Operated/Networked: 
108 client organizations; 150 panel hospitals via four underwriters (Allianz EFU, AsiaCare, IGI and Pak Qatar Takkaful)
Summary: 

Naya Jeevan is a not-for-profit, social enterprise dedicated to rejuvenating the lives of low-income families in Pakistan's urban centers by providing them with affordable access to quality, catastrophic healthcare through insurance.

Key program components: 

Naya Jeevan's mission is to provide social protection to low-income families in an efficient and inclusive manner through a unique micro health insurance model. The model creates scalable partnerships with corporations, schools and individuals that employ low-income groups, to leverage an existing, quality inpatient and ER-trauma healthcare delivery system.

Naya Jeevan offers its insurance program at subsidized rates under a national group health insurance model (underwritten by Allianz EFU, AsiaCare, IGI and Pak Qatar Takkaful). Additionally, its group plan members are given access to a host of value-added services such as a 24-hour customer service hotline staffed by medical officers, a catastrophic reserve fund, and health education.

Naya Jeevan provides insurance services for:

  • Employees: low income groups associated with any organized activity (e.g. corporations, schools, NGOs)
  • Kids: low income staff, children and families associated with educational institutions
  • Families: low income individuals and families not directly affiliated with an organization

In addition to health insurance, Naya Jeevan is also working toward improving family health through health education and reducing infant/child and maternal mortality within low-income populations residing in urban areas of developing countries.

Naya Jeevan is also the recipient of U.S, State Department grant (Alumni Engagement Innovation Fund) to run art therapy classes and raise money for health insurance for children with disabilities. The project is running successfully and is close to completion. The progress can be followed here.

Naya Jeevan's initial focus is South Asia with operations ongoing in Pakistan.

Additional Information

PreviewAttachmentSize
Naya Jeevan_FAQs.pdf688.05 KB
Naya Jeevan_Keymetrics.pdf299.41 KB

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