Nigerian Community-Based Health Insurance
Country of Operation
- Federal Capital Territory AdministrationGovernment
SummaryHouseholds enrolled in the community based health insurance scheme pay premiums into a fund. The scheme pays the government for the use of facilities. Healthcare providers offer health care services to the scheme members as well as provider subsidies to health care providers in the form of salaries.
This scheme was introduced to achieve universal coverage by targeting the informal sector.
Key program components
The scheme has been implemented in 10 of the 21 Local Government Authorities (LGAs) in Anambra state. The enrollment rate varied between 14.4 percent in the least successful community based health insurance schemes to 48.4 percent in the more successful ones. A minimum of 500 persons is required to form a user group. Households have the option of paying in convenient installments or one flat rate for the care package. Benefits are restricted to those services obtainable in a primary health care facility.