Center for Health Market Innovations (CHMI)

Programs

Close
Note: This profile is not complete and may contain incorrect or outdated information, including a missing or out of date contact. Do you have an update? Send a Change Request

Organization for Women in Self Employment (WISE)

last updated Jun 15, 2012

Overview

Legal Status: 
Private (not-for-profit)
Stage: 
Existing/expansion stage
Income Level of Target Population: 
All income levels

Funding

Primary Source of Funding: 
Membership/subscription fees
Additional Source(s) of Funding: 
Donor

Scale

Number of Clients Served: 
1,800
Summary: 

WISE provides inpatient and outpatient coverage to approximately 20% of total membership of WISE who have opted to take this product as of 2010.

Key program components: 

Any person that is an active member of a WISE-affiliate SACCO can purchase the product. The basic prerequisite for access to the product is having at least some savings with the SACCO.

WISE uses the services of private clinics and laboratories, often staffed by volunteers and with some of these health providers providing free services. Health insurance clients can also visit government clinics (where user fees apply). Women enrolled in the scheme receive a primary healthcare cover of up to Birr 500 (about US$50) per year and are required to pay a monthly premium of Birr 5 (about US$0.50).

This product is not underwritten by a formal insurer and is managed on a self- insurance basis. WISE has been able to manage their product (until now) on a break-even basis, with total premiums mostly being equivalent to total claims paid.

Program history: 

The Organization for Women in Self-employment (WISE) is a non-governmental Ethiopian organization, established in 1997 with the purpose of eliminating “the facets of urban poverty and the realization of sustainable livelihoods among poor urban women”. It does the aforementioned by providing training and development to poor urban women on various topics (including business skills, leadership and management skills, health education and rights-related topics), assisting with the start-up and financing of savings and credit cooperatives SACCOs and participating in various networking and advocacy forums.

Hide this

Need help?

Using the CHMI Programs Database

  • Browse: Browse the database by applying one or more filters to narrow your search by characteristics. Click the "x" to remove any of the filters you've selected. Click "reset search" to remove all filters and start over.
  • Search: Search the database for a specific program by typing a name or keyword into the search box.
  • Add: If the program you're looking for is not in the CHMI database, submit the program to the CHMI pipeline by clicking here to add a program profile.
  • Update: If you notice incorrect or outdated information, or would like to help complete a profile for a CHMI pipeline program, request a change by clicking here, or at the top of the program profile.

Have a question? Check the FAQs first. Don’t see your question? Contact us.