School Health Made Easy
Country of Operation
- Bushenyi Medical Centre (BMC)Not-for-profit
SummarySchool Health Made easy is a microinsurance scheme targeting school children and their families in the Bushenyi District of Uganda.
The scheme aims to ease students’ accessibility to good quality and affordable curative health care as well as encourage health promotion. This program was initiated to respond to schools’ needs to address poor performance and absenteeism due to health issues.
Key program components
Bushenyi Medical Centre (BMC), a private health facility, operates the School Health Made Easy scheme. The social composition of the population served is mainly schools, burial societies, coffee and dairy associations. A premium of Ugshs. 3500 ($1.4) is paid quarterly per student for a package that includes health education/ prevention care, outpatient care (which includes hospitalization at a health center), inpatient care, HIV/AIDS care, VCT (Voluntary Counseling and Testing) and PMTCT (Prevention of Mother to Child Transmission), dental and eye care, examinations, radiography, maternity, family planning and blood transfusion among other services. This fee is collected by the scheme accountant through visits to the schools and the community groups.
In addition, co-payments are made by the non-student members as they visit the centre, and this charge helps to cover the administrative costs as well as to discourages service misuse.
In an effort to control adverse selection, the scheme requires the entire family or school/ institution to enroll in the project. Medical treatment authorization cards are given to members so as to control fraud while standard rates are charged and a detailed information available at BMC to control cost escalation.