Center for Health Market Innovations (CHMI)

Programs

SKDRDP Trust

last updated Jun 14, 2012

Overview

Implementation Partner(s): 
National Insurance Company
Legal Status: 
Private (for-profit)
Stage: 
Existing/expansion stage

Funding

Primary Source of Funding: 
Membership/subscription fees

Scale

Number of Clients Served: 
721,203 covered (as of March 2007)
Summary: 

SKDRDP Trust offers a voluntary insurance product covering comprehensive health services, maternity benefits, death, and property damage with underwriting by National Insurance Company.

Key program components: 

SKDRDP Trust's insurance offers a sum insured of US$111 per person per annum for comprenesive health services including materniy and a death allowance. Key exclusions include pre- and post-hospitalization costs in addition to standard exclusions. SKDRDP Trust uses a cashless claims model.

The premium is US$4.49 (Rs. 220) for the policyholder and then US$3.22 (Rs. 145) per each additional family member (as of 2008).

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