Country of Operation
Target income level
- Bottom 20%
SummaryThis program, implemented by the Government of Karnataka, India, is intended to provide health insurance to families living below the poverty (BPL) through out the state.
The objectives of this program are to improve access of BPL families towards quality tertiary medical care for treatment of identified diseases involving hospitalization, surgery and therapies through an identified network of health care providers. The program aims to cover catastrophic illnesses and provide universal coverage of BPL (rural and urban). Catastrophic illnesses can wipe out decades of savings of BPL families; the program aims to protect life time savings of BPL families which would be wiped out in case of catastrophic illness.
Key program components
The scheme is intended to benefit below poverty line (BPL) families both in urban and rural areas in Karnataka, in a phased manner. Identification of these families are based on a BPL ration card issued by the Food and Civil Supplies Department. All eligible families (family of 5 members) in the proposed districts are provided with BPL cards issued by Department of Food and Civil Supplies. These BPL ration cards will be the basis for identification of benefits under the scheme until biometric health cards are issued. Types of Services:
Poly trauma cases (Not covered by Motor vehicle insurance)
Health Camps will be conducted in all Gram Panchayats and Municipalities. A minimum number of one free medical camp will be conducted by each Network Hospital per week at a place suggested by the Trust. They will carry necessary screening equipment along with specialists and other Para-medical staff as suggested by the Trust and will also work in close liaison with District Coordinator, District Health Officer in consultation with Deputy Commissioner.