Summary

Program goals

Deji Clinic aims to increase access to affordable health care for low income populations through its community health insurance product, Xcellent Health. It also promotes preventive health care for its clients and support from health extension workers.

Key program components

Deji Clinic's Xcellent Health provides outpatient services, lab services and family planning services. For a top-up fee the product also covers maternity costs. Patients receive follow up at home from health extension workers who also provide information on and advocate for preventive healthcare services. With support from HANSHEP Health Enterprise Fund, Deji Clinic will scale up this community health insurance product by rolling it out to 10 surrounding private hospitals.

Its scheme aims to cover:

1. Individuals/families not being catered for by company health schemes
2. Self-employed individuals
3. Relations (particularly those with ailments that will require repeated hospital visits) without necessarily releasing cash directly to them, but ensuring that they are taken care of
4. Small-scale establishments
5. Young families who can benefit from the maternity option which reduces medical expenses greatly
6. Individuals with unpredictable income
7. The elderly (above 60 years) with their expected health needs