December 2014: clients
Deji Clinic
Target geography
Target Population
Target income level
- Bottom 20%
- Lower-middle income (20-40%)
Health focus
- Primary care
- Secondary/tertiary care
CHMI PLUS Status
Profile Completeness Rating
Monitoring & Evaluation Reporting
Summary
Deji Clinic operates a community health insurance product targeted at low income populations called Xcellent Health, which provides outpatient services, lab services and family planning services.Program goals
Deji Clinic aims to increase access to affordable health care for low income populations through its community health insurance product, Xcellent Health. It also promotes preventive health care for its clients and support from health extension workers.
Key program components
Deji Clinic's Xcellent Health provides outpatient services, lab services and family planning services. For a top-up fee the product also covers maternity costs. Patients receive follow up at home from health extension workers who also provide information on and advocate for preventive healthcare services. With support from HANSHEP Health Enterprise Fund, Deji Clinic will scale up this community health insurance product by rolling it out to 10 surrounding private hospitals.
Its scheme aims to cover:
- Individuals/families not being catered for by company health schemes
- Self-employed individuals
- Relations (particularly those with ailments that will require repeated hospital visits) without necessarily releasing cash directly to them, but ensuring that they are taken care of
- Small-scale establishments
- Young families who can benefit from the maternity option which reduces medical expenses greatly
- Individuals with unpredictable income
- The elderly (above 60 years) with their expected health needs