Number of clients served:
: clients
Healing Fields Foundation-Micro Health Insurance
Healing Fields Foundation-Micro Health Insurance
For-profit
Year launched: 2002Existing or expanding (post-pilot)
Target geography
Target Population
Target income level
- Bottom 20%
Health focus
- Other/not applicable
CHMI PLUS Status
Profile Completeness Rating
silver
Monitoring & Evaluation Reporting
Summary
Healing Fields is a non-profit organization dedicated to making health care affordable and accessible to poor, underprivileged, and marginalized people in India. The Foundation has provided health insurance to over 75,000 individuals from low income communities across five states in India.Program goals
To understand the financial and quality-of-care guidance needs faced by the poor when accessing medical treatment.
Key program components
Initiating an exploratory study in March 2001, Healing Fields Foundation (HFF) concluded a three-year pilot project entitled "Healthcare Financing Delivery Project" in March 2008. HFF conducted extensive surveys on Health Needs Assessment in rural and urban areas of Andhra Pradesh and Karnataka to understand financial and quality-of-care-guidance needs faced by the poor when accessing medical treatment. Based on a rigorous analysis of the results, Healing Fields, in association with two private insurers, developed a unique Health Micro- Insurance model based on the Diagnosis Related Group Model.
HFF played a pivotal role in developing end-to-end solutions and aligning the various stakeholders to create the value chain necessary to deliver Health Micro- Insurance services to the poor. Healing Fields has provided insurance cover to over 75,000 families from low income communities in 5 states and in partnership with 19 NGOs and over 60 hospitals. This model has created benchmarks and evaluation means for the medical service delivery system to bring about improved changes in the health status of the poor.
Healing Fields has also implemented the formation of "Health Savings Groups" to promote self-dependence among poor women, and eliminate the need to borrow from money-lenders who charge exorbitant interests. A group of women save fixed amounts each month to meet their daily health care expenditures. These savings are available within the group as a floater fund. The group takes a joint decision to forward a loan to its members but solely to meet healthcare expenses. This loan has to be repaid with interest, in time- bound fixed installments.
Scale
Financials
Primary source of funding:
Donor
Additional source(s) of funding:
Revenue
Funder(s):
United States Agency for International Development (USAID)
Parent Organizations
Yes, there is a separate organization that manages or implements this program.
- Healing Fields FoundationNot-for-profit
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